The Insurance Reviewer Tool

In the event of a natural disaster, are you covered? 66% of US Homeowners are underinsured.

Have your insurance policy reviewed, ask questions, and get prepped for an emergency with the Bright Harbor Insurance Reviewer tool, sponsored by the Red Tab Foundation.

Get Your Insurance Checkup
A screenshot of an insurance assessment report showing coverage details, including a section indicating the user has above average coverage and is in the 95th percentile. The report lists disaster event coverage, highlighting wildfire and earthquake with red X marks, and indicates the LA area is highly susceptible to wildfires and floods. A warning message advises ensuring coverage for these disasters. The report also displays dwelling coverage amounts, estimated rebuild costs, and an insurance gap of $250,000 to $500,000.

What is the Insurance Reviewer?

Bright Harbor’s proprietary disaster-specific AI tool can break down your policy and show you what’s missing, offer next steps, and interpret your specific policy in a format you can understand.

All you need to get started is a PDF copy of your homeowner or renter’s insurance policy.

Bright Harbor is a disaster recovery organization that works in partnership with the Red Tab Foundation. We are bringing you the Insurance Reviewer to help you get ready BEFORE a storm ever hits.

How It Works

Provide Your Property Information

Whether you rent, own, and a general estimate of the square footage of this home.

Choose Your Construction Standard

This is the style of the home you live in - modular or standard.

Upload Your Policy

You will need to have a copy of your insurance policy ready to go. This can usually be downloaded from the client portal of your insurance provider.

Receive Your Report & Ask Questions

Once you receive your Insurance Review, you can ask the Bright Harbor Assistant about your policy and receive answers in language that you can understand. Because insurance is confusing!

Get Your Review Now

Get Your Insurance Checkup
A chart showing disaster event coverage with checkmarks for tornado, landslide, drought, severe thunderstorm, flood, tsunami, heatwave, volcanic eruption, blizzard, and earthquake; missing coverage noted for wildfire and avalanche. A warning indicates missing critical coverage for wildfires and floods in LA. The section below shows dwelling coverage with an estimated rebuild cost of $1,250,000 to $1,500,000, policy coverage of $1,000,000, and an insurance gap of $250,000 to $500,000, illustrated by a bar with markers at policy coverage and insurance gap.

Brought To You By The Red Tab Foundation

The Red Tab Foundation is here for you when hard times hit. We want to provide readiness guidance and tools for you both before and after a disaster. We are sponsoring access to Bright Harbor’s Insurance Reviewer tool for a select number of LS&Co. employees in 2026.

Questions? Email redtabfoundation@levi.com for assistance!

Dark storm clouds in the sky with some lighter patches, indicating an approaching storm.