Building Savings, Building Habits: Brandon’s Red Tab Savers Success
[The post below was originally published on the Quber Money Talks blog]
Meet Brandon, the Assistant Store Manager at Levi’s in Little Rock, AR, and a savings success story at the age of 30. His journey with QUBER, the personal savings app that hosts Red Tab Foundation’s matched savings program, began over a year ago when he joined the company-sponsored Red Tab Savers Challenge. Since then, Brandon has transformed his approach to finances, successfully saving over $1,000 and completing various challenges with QUBER. Join us in exploring Brandon's story, a testament to how small, consistent efforts can lead to significant financial wins.
[QUBER] Hi Brandon! How did you find QUBER? How long have you been using it to save money?
I found QUBER through the company sponsored Red Tab Savers Challenge a little over a year ago, and I’ve continued to use it ever since!
Before QUBER, how did you handle sudden expenses or plan for things you wanted?
In the past, if I had a sudden expense I would have charged it to a credit card. Now using QUBER, I’ve saved over $1,000! It’s still in the vault actually, but will most certainly come in handy when an unexpected expense does occur!
What did you save for using QUBER? What goals did you reach? What are you most proud of?
I’ve completed a couple of different challenges with QUBER. I saved $600 for Holiday Gifts, another was a $300 Rainy Day Fund. The challenge I’m currently saving towards is the Just for Me fund. I’m honestly most proud of myself for actually being able to save money for the first time in a while. Prior to QUBER I was not contributing to any sort of savings account, other than my 401k.
Does QUBER help you save more now and how do you continue to push yourself to save even more?
QUBER has helped me to save more money now than ever before. The challenges are fun, and the Save to Win ballots are a great incentive for app users.
How do you manage your money for bills and regular expenses?
I stay within my self-made budget and diligently track my spending through bi-weekly audits of my accounts and finances.
If you could go back, what money advice would you give your younger self?
If I could go back in time, I’d tell my younger self “You don’t need it! Save for your future self.”
What was your aha moment with saving money?
My aha moment for saving money actually occurred recently when I had to have a tire replaced on my Hyundai Sonata. That Rainy Day Fund was literally just that. I was on my way to work, and my low air pressure signal came on. I assumed it was just the cooler weather and continued driving. Once I arrived at the store, my tire was completely flat. Luckily, my co-workers, Travis, Mireya, and Axel all came in clutch with support. They helped me get enough air in my tire to make it to down the highway to the tire shop and gave me rides back and forth while my car was being serviced. I ended up having to get two tires replaced that day, and my QUBER savings fund paid for that.
What will you save for next year and how will you stay on track?
In 2024, I plan to stick with my current budget/routine. I will likely continue to save through QUBER in the new year as well. I’m excited to see what new challenges they role out.
Any advice for someone starting with QUBER or feeling unsure about saving money?
My advice for saving is to start small. You honestly won’t even miss $20/paycheck, but in 6 months you’ll have saved $240. Once you start, you’ll soon realize how rewarding it can truly be!
Brandon's journey with QUBER is a testament to the transformative power of intentional saving. From handling unexpected expenses to achieving personal milestones, he has redefined his financial habits. As Brandon looks ahead to 2024, he plans to continue with his new-found budgeting and saving routine. His advice to start small echoes the simplicity of QUBER's approach, making financial wellness accessible to all. Brandon's story is a reminder that every saving journey begins with a single step, and with QUBER, that step can lead to a more financially empowered future.
Brandon, thank you for generously sharing your inspiring journey and we look forward to hearing about your future financial success!
To our valued readers, let Brandon's journey serve as a motivating force to take control of your finances. As he has outlined, it doesn't have to be instant, sweeping changes; rather, his success is rooted in the significance of modest, persistent actions. We celebrate his success of allocating a small sum towards saving, monitoring his expenses, and being mindful about his spending - each incremental step contributing to his financial well-being. Remember, it's the cumulative impact of these small measures that propels you toward a more empowered and secure financial future.
We are excited about the latest trend called Loud Budgeting – where people share stories about getting better with money. Just like Brandon, your story matters too. Share how you're doing on your money journey – the ups, the downs, and the wins. Let's make a community where everyone feels strong about taking charge of their hard-earned money.